Hayes diligently searched for the best price & value for both my term life insurance policy & also the policy for my wife. I was extremely pleased with his level of knowledge about life insurance in general, and I feel 100% confident he did what was best for me & my family when it comes to our life insurance. I know Hayes to be a man of integrity & honesty, and someone with whom I trust in extremely sensitive & important areas of our family’s life. Hayes clearly has a servant’s heart, and looks out for the best interest of his clients. I highly recommend him.