Mr. Hummel’s advice has given us peace of mind knowing that my IRA is now protected from loss without having to settle for low interest rates. He also educated us on how to pass on tax free money to my children at my death along with life insurance benefits. He is a man that cares for his clients, always looking out for our best interest, and we know that he’s a man of integrity and honesty. Having said this, we rest assured, knowing that our investments are in good hands and we truly appreciate him.