If you're in the market for life insurance, look no further than the Hummel Financial Group. Not only am I a satisfied client, but Hayes Hummel and I have been great friends for over 45 years. Hayes is an ethical person and businessman that will work hard for you!
After contacting Hayes Hummel to guide me through the Medicare Supplement Options, and to just understand Medicare period, I could not have made a better choice for guidance. He took me through all my options for Original Medicare and Medicare Advantage Plans and all supplements available. After many conversations I feel I have made the best choice for my Medicare journey all thanks to Hayes! He is very patient and always took my calls and questions in a timely manner. He’s is my go to guy for all things Medicare.
Since the year 2000, Hayes has helped my husband and I with two retirement accounts and five insurance policies. He even offered some valuable advice on an IRA that I inherited soon after my mother passed away. Not only have we found Hayes to be dependable and knowledgeable, but he also stays in touch to service our accounts and policies and is good at explaining financial matters in a way that we can understand- which is very helpful when making decisions.
I’ve known Hayes Hummel for several years, and I he places high importance on client service. His recommendations have proven to be very beneficial in our retirement planning. I would gladly refer him to anyone.
In February, 2008...just before the last stock market crash, I discovered that my investments were loosing value. I had the impression they were guaranteed to be secure, and had hopes of retiring in a few years. Hayes and Julie were in a small church group that I attended, and I mentioned my concerns to him, knowing that he was a retirement planner.. He met with me and I decided to take all my at risk investments and place them in an account until we could discuss where to put it. After calculating what I needed to retire comfortably, he then explained that there were investments available that provided guaranteed safety of my principal, and also the potential to earn stock market-linked gains . Hayes then made some recommendations and we did business. A month or two later, the market crashed , but I didn’t lose a dime! It is now 2018, I retired early at 62 and have never lost a cent since that time, and ...I've made some very respectable gains since the market has recovered. My investments are secured, and I rest easy knowing that I have guaranteed income for as long as I live.
My experience with Hayes was an example of ’going the extra mile.’ As a well informed agent, he sought and found a great term life policy for me at a great price. When issues arose concerning the amount of benefit I applied for, he took it upon himself to call the underwriter and explained that as a widow, I wanted to cover the payoff of my little boy’s home in the event I would pass on. He is patient, understanding and knows how to navigate the process. Anyone who has Hayes as their broker will have an unsurpassed, personally targeted business relationship that will yield many good benefits.
Mr. Hummel’s advice has given us peace of mind knowning that my IRA is now protected from loss without having to settle for low interest rates. He also educated us on how to pass on tax free money to my children at my death along with life insurance benefits. He is a man that cares for his clients, always looking out for our best interest, and we know that he’s a man of integrity and honesty. Having said this, we rest assured, knowing that our investments are in good hands and we truly appreciate him.
Hayes diligently searched for the best price & value for both my term life insurance policy & also the policy for my wife. I was extremely pleased with his level of knowledge about life insurance in general, and I feel 100% confident he did what was best for me & my family when it comes to our life insurance. I know Hayes to be a man of integrity & honesty, and someone with whom I trust in extremely sensitive & important areas of our family’s life. Hayes clearly has a servant’s heart, and looks out for the best interest of his clients. I highly recommend him.
It’s been wonderful to have such a knowledgeable representative as we’ve had with Hayes Hummel. He helped my husband roll over his 401 K to a viable IRA several years ago. He was never condescending when we had questions, was very patient when we had questions, and always made us happy when we understood. I think anyone would be happy to work with with Hayes, as we definitely are.
A colleague introduced me to Hayes when I was retiring from a corporate position and establishing an editing and training business. He worked with my husband and me to evaluate our insurance and investment options. That was more than a decade ago, and he has continued to be diligent in keeping up to date on our investments and our plans to get us the best returns.
I’ve have known Mr. Hummel for over 15 years. After I divorced, it was a wake up call. I wanted to prepare for my future, making sure that I had the right retirement plans and life insurance in place. Reaching out to him for guidance, he certainly helped and navigated what was best for me. He is always professional, friendly, kind and understanding. Very knowledgeable and diligent at what he does. I am glad to have him as my advisor/broker. Always looking out for his clients best interest.
